Long Term Care Planning

Long-term care is the assistance people need when they can no longer perform some or all basic activities of daily living, which can include eating, bathing, continence, dressing, toileting, and transferring (moving in or out of bed, chair or wheelchair). Long-term care needs typically arise as part of the aging process but can also be due to injury or illness.

Help protect your finances from assisted care expenses:
Thanks to advances in medicine, retirees are living longer, more independent lives. As a result, someone turning age 65 today has almost a 70% chance of needing some type of long-term care. Although many people assume Medicare will cover this expense, it often doesn’t. That’s why a growing number of retirees are turning to long-term care insurance to protect their futures. Coverage for nursing home care, home health care or both helps you maintain control of where you will receive care, and it helps protect your life’s savings from the high cost of assisted care services.

Sorting through options for long-term care coverage can be overwhelming:
Our knowledgeable long-term care advisors sit down with you to understand your preferences and goals. We provide you with simple, clear choices and help customize a plan that meets your individual needs. You can count on our advisors to help make complex financial decisions about your future easier.